Having a credit card is a choice you should make based on what you use in your daily life.

With that in mind, Discover has brought to the market a card that will bring more cashback options for all your purchases.


With the Discover it CashBack, you have access to cashback on all purchases and can take advantage of more discounts at various partner establishments.

In this article, you will find more information about the benefits of the card and how to request yours.


Key Benefits of the Discover it CashBack Credit Card

The Discover it CashBack credit card stands out as a highly sought-after credit card due to its numerous advantages it offers to customers. Here are some of the notable benefits you can enjoy with this card:

Cashback Match

Upon completing your first year with the Discover it CashBack, you will enjoy the privilege of receiving a refund equivalent to all cashback rewards earned, up to a maximum amount of $1,000.

In other words, if you accumulate $1,000 in cashback during your first year, you will receive an additional full refund of $1,000.

This exclusive Cashback Match program aims to boost your earnings, providing an even more rewarding experience when using the Discover it CashBack card.

This unique initiative allows you to maximize benefits, turning every purchase into an opportunity to gain substantial financial advantages.

5% Cash Back

By using the card, you have the opportunity to receive 5% cashback on purchases made in rotating categories each quarter, up to the quarterly limit, upon activation.

In the quarter starting in January 2024, eligible establishments for the 5% cashback include restaurants and pharmacies that have partnered with Discover, providing you with this exclusive benefit.

It is crucial to keep in mind that there is a quarterly limit of $1,500 for this benefit, requiring attention during your purchases. 

Take advantage of this opportunity to optimize your earnings in specific areas throughout the year, ensuring an even more advantageous financial experience with your Discover it CashBack card.

No Annual Fee

A distinctive feature of the Discover it CashBack credit card is its lack of an annual fee. This benefit is guaranteed for all credit card holders, resulting in significant advantages for you.

No amount related to the annual fee will need to be paid to fully enjoy the benefits offered by the card. Just own the card and enjoy everything it has to offer.

This policy reflects the commitment to provide customers with a fee-free financial experience, ensuring accessibility and convenience when using the Discover it CashBack.

Cashback Rewards that Never Expire

A notable attraction for those interested in the Discover it CashBack credit card is that cashback rewards have no expiration date.

This unique feature provides you with greater access to cashback, eliminating the need to worry about deadlines.

Unlike many other programs, accumulated rewards remain valid indefinitely, offering the freedom to accumulate benefits over time without the pressure of using them within a specific period.

This flexibility means that cashback rewards remain at your disposal for as long as you desire, allowing you to use them strategically and conveniently according to your financial needs and preferences.

When you decide, you can use the accumulated cashback for various purposes, such as getting discounts on bills or making cash withdrawals. 

This freedom of choice contributes to a more personalized financial experience tailored to your specific needs.


The Discover it Cash Back stands out for its proactive approach to security, providing users with a comprehensive range of features to ensure peace of mind in their transactions.

The first highlight is Fraud Protection, a robust barrier that acts as an advanced line of defense, safeguarding your financial information against any unauthorized use.

This feature is essential to ensure the integrity and security of all transactions, offering confidence and peace of mind to users.

Additionally, the card offers Purchase Protection, an additional layer of security that goes beyond, protecting your purchases from contingencies such as loss, theft, or damage. 

This means that your purchases are covered, ensuring that you can fully enjoy your goods with the confidence of being protected.

For times when you are on the move, the Discover it CashBack credit card also provides solid travel insurance.

This feature covers medical expenses, trip cancellation, and other unforeseen events that may arise during your journeys.

By offering this wide range of security measures, the card reinforces the commitment to the comprehensive protection of users in all facets of their financial experiences and travels.

Therefore, allowing them to explore the world with confidence, knowing they are protected against unexpected situations.

User Service

Discover stands out by offering customer service available 24 hours a day, 7 days a week, providing its customers with continuous access to the necessary assistance.

Customer service representatives, known for their expertise and helpful attitude, ensure effective support and accurate information whenever needed.

The constant availability of 24/7 support is a crucial benefit, ensuring that you have immediate access to specialized assistance at any time through the company’s exclusive chat.

Regardless of the time or situation, the team is ready to provide help, answer questions, and resolve issues, thereby reinforcing the commitment to providing an exceptional and seamless user experience.

This readiness to meet the needs of customers significantly contributes to overall trust and satisfaction, ensuring that users feel supported in all interactions with Discover.

Discover How to Apply for the Discover it CashBack Credit Card

Applying for your Discover it CashBack credit card is a simple and quick process. Follow the steps below:

  • Access the Discover it Cash Back website.
  • Fill in your name, social security number, and date of birth and proceed.
  • Complete all fields with your personal information and the requested documentation.
  • Confirm that all information is correct and submit the proposal.

Ready! Now just wait for the credit check and the release of your Discover it CashBack. In a few days, you will receive the card directly to your home.

If you are interested in this credit card, don’t waste time. Access the website and apply for your Discover it CashBack now. 

Useful information

This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.

Contact methods:

1-800-347-2683 (English/Español)