If you are looking for a credit card that offers significant benefits during your purchases and the opportunity to accumulate points that can be exchanged for a variety of items, the RBC ION+ Visa is the ideal choice for you.

Backed by the reliable RBC banking institution, this card guarantees a more advantageous shopping experience in a straightforward manner.


Our article closely follows the credit card application process, providing detailed information on how to obtain yours. 

Discover, in a simple way, the numerous benefits offered by the RBC ION+ Visa, ensuring that your purchases are not only secure but also rewarding.


What are the advantages of RBC ION+ Visa?

The RBC ION+ Visa Card is a credit tool full of benefits, providing significant advantages during its use. 

Designed to cater to a wide range of profiles, this card seeks to reward its users in various ways. Discover what it has to offer:

Key Highlights

The RBC ION+ Visa stands out as an excellent choice for individuals who make regular purchases at supermarkets, gas stations, restaurants, and other eligible items. 

Some of the key benefits of this card include:

  • Competitive Points Return Rate: The RBC ION+ Visa offers a remarkably competitive points return rate, providing 3 points per eligible dollar spent. This rate surpasses many options available in the credit card market.
  • Additional Benefits: In addition to the generous return rate, the card offers a diverse range of additional benefits. This includes fuel savings, bonus points, and a free DashPass subscription, adding significant value to the user experience.
  • Affordable Annual Fee: The annual cost associated with the RBC ION+ Visa is $48, a relatively low amount considering the robust benefits offered by the card. This affordable fee makes the card even more appealing to those seeking financial advantages.

Avion Rewards

Accumulate Avion points every time you use your RBC ION+ Visa credit card. 

These points provide flexibility and various redemption options, allowing you to make the most of your rewards. Some of the redemption options include:

  • Travel: Avion points can be used to redeem flights, hotels, and rental cars. The flexibility extends to the ability to transfer points to travel rewards partners such as Avianca LifeMiles and British Airways Executive Club.
  • Flights: When redeeming flights, Avion points can be used to cover the full value of the ticket or reduce its cost. The redemption option also extends to business class or first-class tickets.
  • Accommodation: Redeem your Avion points to book rooms at partner hotels, providing a wide range of options. Additionally, you can use the points to get discounts at non-partner hotels.
  • Car Rentals: Use your Avion points to fully pay for the cost of car rentals or reduce the total amount. Points can also be used for discounts at non-partner car rental agencies.

This versatility in redemptions offers the freedom to choose how you want to use your Avion points, making the RBC ION+ Visa an attractive option for those looking to maximize the benefits of their credit card.

Protection and Insurance

The RBC ION+ Visa provides a secure and peaceful experience through a variety of comprehensive protections and insurances. 

This includes robust defense against identity fraud and identity theft, offering users additional security in their transactions.

Furthermore, the card offers a broad set of travel-related benefits, such as trip cancellation insurance for reimbursement in specific cases.

It also includes flight delay insurance to cover additional expenses resulting from qualified delays and emergency medical expense insurance, ensuring assistance and coverage in emergency situations during travel.

Regarding purchases, the RBC ION+ Visa also provides essential insurances, including protection against damage to items purchased with the card and theft insurance, offering an additional layer of security in purchase transactions. 

These features demonstrate the card’s commitment to providing not only financial advantages but also a secure and reliable experience for its cardholders.

Learn about the card’s features

In addition to the previously mentioned benefits, the RBC ION+ Visa Card features distinct characteristics that make it special, providing significant advantages for various user profiles. 

Discover the additional possibilities this exclusive credit card has to offer:


The RBC ION+ Visa Card provides various savings opportunities that offer significant advantages to its cardholders.

When using the card at participating gas stations, cardholders enjoy a direct savings of 3 cents per liter on fuel. 

This advantage provides a convenient reduction in refueling-related expenses.

For grocery purchases, the card offers an additional 20% savings in points, allowing cardholders to accumulate extra benefits when shopping at participating establishments.

For eligible purchases at Rexall, cardholders can earn 50 Be Well points per dollar spent. 

This provides a valuable opportunity to accumulate points when using the card and scanning their Be Well card.

As an additional benefit, cardholders have the opportunity to enjoy a free 3-month DashPass subscription. This offer adds even more value to the services provided by RBC ION+ Visa.

Fee Discounts

The RBC ION+ Visa provides fee discounts for the following groups:

  • Students: Students with eligible accounts enjoy monthly reimbursement of the annual fee, representing an additional financial benefit for those focused on their studies.
  • Military Customers: Active and retired military personnel with eligible accounts enjoy a significant discount, with a 50% reduction in the annual fee. This initiative aims to recognize and support those who have served in the armed forces.

These discounts aim to make the RBC ION+ Visa even more accessible and beneficial for students and military members, demonstrating a commitment to meeting the specific needs of these groups.

Card Lock

RBC ION+ Visa cardholders have the convenience and peace of mind provided by the exclusive feature of remotely locking their cards.

This innovative functionality can be easily accessed through the RBC Mobile app or the RBC website, offering complete control over the security of their accounts.

By choosing to remotely lock the card, cardholders can promptly act in cases of loss or any suspicion of unauthorized use.

This ability for immediate action, easily accessible through online platforms, reinforces RBC’s commitment to providing its customers with a secure, transparent, and adaptable banking experience.

Mobile Payment

The RBC ION+ Visa brings innovation to life by offering its cardholders the convenience of mobile payment through the intuitive RBC Mobile app.

This feature not only simplifies the payment process but also provides a comprehensive set of features for direct financial management at your fingertips.

By using the RBC Mobile app, cardholders can make payments efficiently and securely, taking advantage of the convenience of mobile payments for quick and hassle-free transactions.

This modern feature reflects RBC’s commitment to offering innovative solutions that meet the dynamic needs of its customers.

How to apply for the RBC ION+ Visa card?

Discover the straightforward process to obtain your RBC ION+ Visa Credit Card, directly from your computer or smartphone.

Follow the step-by-step guide below:

  • Access the RBC ION+ Visa website.
  • Click on “Get Started.”
  • Indicate whether you are already an RBC ION+ customer.
  • If you are not already a customer, sign up to become one before applying for the card.
  • If you are already a customer, log in with your credentials.
  • Complete the credit card application form, providing your personal information and documents.
  • Verify that all information is correct.
  • Submit the application to the bank and await approval of your card.
  • With the card approved, it will be sent to your address, allowing you to make the most of the benefits offered.

The process is simple and practical, enabling you to quickly obtain the RBC ION+ Visa, subject to the bank’s credit profile analysis. Interested? Visit the website and make your request now.

Also, check out more tips on exclusive cards for your profile on our blog.

Useful information

This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.

Contact methods:

Call RBC at – 1-800-769-2511 / 1-800-769-2512