Discover Details About the Scotia Momentum Visa Infinite Card and How to Get Yours
If you are looking for a good credit card to use in your daily life and to take advantage of the bonus features it has to offer, the Scotia Momentum Visa Infinite card is the right credit card for you.
Offered by ScotiaBank, a solid bank with a great track record in the market, this card always brings advantages to all its customers, with more security and the certainty that you will have better benefits.
Follow the article to learn more details about the Scotia Momentum Visa Infinite card and how to get yours.
Why Choose the Scotia Momentum Visa Infinite Card?
There are several reasons that lead you to have the Scotia Momentum Visa Infinite card. It is a credit card designed for those who want more convenience and want to make the most of their purchases and rewards.
See the main benefits of this credit card and find out the main reasons to have your Scotia Momentum Visa Infinite card.
The Scotia Momentum Visa Infinite Card offers a 4% rewards rate on eligible subscription purchases and eligible recurring payments.
This means that for every $100 you spend in these categories, you earn $4 back. Eligible subscription purchases include video and music streaming services, meal deliveries, lifestyle boxes, and more.
Eligible recurring payments include insurance premiums, gym memberships, utility bills, and more.
For example, if you spend $200 per month on streaming subscriptions, you will receive $8 back each month.
If you spend $100 per month on recurring payments, you will receive $4 back each month. This rewards rate is one of the highest in the market for cashback credit cards.
This can result in significant savings for people who spend a lot of money on subscriptions and recurring payments.
The Scotia Momentum Visa Infinite Card provides a wide range of service benefits, including:
- Travel Insurance: This feature covers trip cancellation, trip interruption, flight delay, delayed or lost luggage, and collision/loss damage waiver for rental cars, providing peace of mind during your travels.
- Purchase Insurance: Cardholders enjoy coverage against theft, damage, and fraud protection in their purchases, ensuring a safer shopping experience.
- Concierge Services: Offering extra convenience, concierge services allow cardholders to make hotel and restaurant reservations, organize events, and enjoy various personalized amenities.
These benefits are valuable in a variety of situations, from travel and shopping to emergencies, providing cardholders with a more comprehensive and secure experience.
The Scotia Momentum Visa Infinite Card offers exclusive benefits for car rentals, including:
- Free Car Rental for 1 Day per Year: Cardholders are entitled to one free car rental day once a year, providing a valuable advantage for their transportation needs.
- Car Rental Discounts: In addition, cardholders enjoy discounts on car rentals from various rental companies, allowing significant savings on their rental expenses. These benefits not only offer convenience but also represent an effective way to save money on your car rental needs.
The Scotia Momentum Visa Infinite Card offers a wide variety of insurance benefits to its cardholders.
This includes comprehensive travel insurance coverage, which encompasses situations such as trip cancellation, trip interruption, flight delay, delayed or lost luggage.
And collision/loss damage waiver for rental cars, providing security and peace of mind during your journeys.
In addition, the card offers solid purchase insurance, covering theft, damage, and fraud protection in your purchase transactions.
This ensures a safer and more protected shopping experience for cardholders. Another notable benefit is car insurance, which allows cardholders to obtain discounts on car insurance from various insurers.
This additional financial advantage contributes to the savings of cardholders. These comprehensive benefits are designed to protect cardholders against a variety of risks in different aspects of their lives, providing security and peace of mind in their daily activities.
Scotia SelectPay is a purchase installment program that allows you to divide purchases into up to 24 interest-free months.
Scotia Momentum Visa Infinite Cardholders can use Scotia SelectPay for purchases of up to $2,000.
This feature can be useful for large purchases, such as furniture or appliances.
What Are the Requirements to Apply?
The requirements to have your Scotia Momentum Visa Infinite Card are:
- Be a permanent resident or citizen of Canada;
- Have a good credit history;
- You must have a minimum annual income of $60,000 or a minimum household income of $100,000, or a minimum managed assets of $250,000.
Know the Fees and Rates
- The Scotia Momentum Visa Infinite Card has the following fees and rates:
- Annual fee: $120.
- International transaction fee: 2.5%.
- Late payment fee: 20% of the overdue installment amount.
- Interest rate: 22.99%.
Learn How to Apply for Your Scotia Momentum Visa Infinite Card
It is quite convenient to request your Scotia Momentum Visa Infinite. You can apply online and receive the card at your home. Check out the step-by-step process:
- Access the Scotia Momentum Visa Infinite card website.
- Click on “Apply Now.”
- Answer whether you already have ScotiaBank products.
- If you do, log in with your username and password.
- If not, you should enter as a new user and register to access the system.
- Then, fill in all your personal information.
- Provide your address and complete contacts to receive the card.
- Complete with your income and all the information the bank requests.
- Now, submit the proposal to the bank.
That’s it. Just wait for ScotiaBank’s approval for your Scotia Momentum Visa Infinite card, and you will receive it at your registered address.
Simple and practical, you can have this credit card quickly at your home.
Like it? Request your Scotia Momentum Visa Infinite card now and see other cards for your profile by browsing the website.
This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.
- (416) 701-7200 (Greater Toronto/outside Canada and USA, call collect through your local operator)
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