When it comes to choosing a credit card, the reliability of the bank and the selected card network play crucial roles, directly impacting the ease and advantages during your purchases. 

Aware of this importance, Scotiabank, a bank recognized for its reliability and exemplary track record, introduces the Scotiabank American Express card to the market. 


This card offers a comprehensive range of benefits, catering to all your needs.

In partnership with American Express, one of the leading global card networks, the Scotiabank American Express is a fee-free card that brings many advantages to everyone. 


Why Choose Scotiabank American Express card?

The Scotiabank American Express Card is designed to offer exclusive advantages to its customers. 

Therefore, those who possess this card can enjoy a series of benefits and various bonuses. It’s worth noting that it is a fee-free credit card, which will bring even more savings when using it. 

Here are some of the main advantages you will have when approving and using this credit card:

Scene+ Points

Scotiabank’s Scene+ program offers a valuable currency, Scene+ points, which can be accumulated in various ways. 

By using participating credit cards, shopping at partner stores, and taking advantage of promotions, participants have the opportunity to accumulate points flexibly.

These points can be redeemed in a versatile way, providing advantages such as event tickets, products, services, and travel rewards, including airfares and accommodations.

The advantages of using Scene+ points are diverse, including flexibility, high perceived value, and ease of use.

This program stands out as an excellent way to save on purchases and travel, offering a straightforward and efficient experience for participants.

Therefore, Scotiabank American Express with the Scene+ program provides significant benefits, making your transactions and travel experiences more rewarding.

Device Insurance

Scotiabank American Express’s Device Insurance provides coverage for accidental damage, theft, and loss of electronic devices purchased with the card. Coverage includes:

  • Accidental Damage: Accidental damage coverage covers damage caused by drops, scratches, spills, explosions, and other unintentional events.
  • Theft: Theft coverage covers devices that are stolen.
  • Loss: Loss coverage covers devices that are lost or misplaced.

Scotiabank American Express’s device insurance coverage is valid for one year. 

To make an insurance claim, you will need to contact Scotiabank and provide information about the damaged or lost device. 

You will also need to provide a receipt proving the purchase of the device.

Scotiabank American Express’s device insurance is an excellent way to protect your electronic devices against unexpected damage. 

The coverage is comprehensive, and the deductible fee is relatively low.

Travel Reservations

Scotiabank American Express offers a comprehensive range of travel reservation benefits, providing a more advantageous experience for its users.

Among these benefits, access to exclusive offers on hotels, airlines, and other travel companies stands out, which can result in substantial savings during your journeys.

In addition, the card offers trip cancellation protection, ensuring reimbursement in covered situations such as cancellations or delays. 

This safeguard adds an additional layer of security and peace of mind to your travel plans.

To complete the package, Scotiabank American Express includes comprehensive travel insurance, covering medical expenses, baggage loss, and other unforeseen events that may arise during your adventures.

This coverage aims to provide a more seamless experience, ensuring that you are protected against unexpected incidents during your travels.

These benefits make Scotiabank American Express a particularly attractive choice for those seeking not only a convenient means of payment but also substantial advantages when planning and enjoying their travels.

Special Offers

Scotiabank American Express presents a variety of special offers in various stores and restaurants.

These exclusive promotions are designed to help you save on your purchases and meals, providing additional financial benefits to cardholders.

By taking advantage of these offers, you can enjoy a more economical and rewarding shopping experience.


Scotiabank American Express offers its customers the Scene+ rewards program, allowing them to earn points for every eligible dollar spent. These Scene+ points offer the opportunity to redeem various rewards.

You can enjoy a lot and even earn by using your Scotiabank American Express card. It’s interesting and will bring more benefits to you.

How to Apply for Scotiabank American Express card

Scotiabank American Express offers the convenience of completing the entire application online, with the added benefit of receiving the card directly at your home.

It is important to note that the card is intended for customers who already have a strong relationship with the bank. 

Therefore, before applying, make sure you have an account with the bank.

Here is the step-by-step process to obtain your Scotiabank American Express card:

  • Access the Scotiabank American Express website.
  • Click on the “Apply Now” button.
  • Log in to your bank account.
  • Fill out the application form with your personal information, document details, contacts, income, and employment information.
  • Check that all information is correct.
  • Submit the form to the bank.

After this process, wait for the credit analysis and receive your card in the comfort of your home. 

If you are interested in the Scotiabank American Express, continue exploring more tips on credit cards suitable for your profile on our website.

Useful information

This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.

Contact methods:

  • 1-800-472-6842
  • (416) 701-7200 (Greater Toronto/outside Canada and USA, call collect through your local operator)
  • 1-866-267-4726 (Relay services for Deaf, deafened, and hard of hearing customers)