When choosing your credit card, it’s important to consider the reliability of the bank and the card network you desire, as this will bring more convenience and advantages during your purchases.

With this in mind, Scotiabank, a highly reliable bank with an excellent track record, introduces the Scotiabank Gold American Express to the market. This card has everything you need in terms of benefits.


In partnership with American Express, one of the world’s largest card networks, you can enjoy a card that brings rewards with every purchase. Learn how to get your Scotiabank Gold American Express easily.

What are the benefits of the Scotiabank Gold American Express?

The Scotiabank Gold American Express card is designed to bring benefits to its customers. With this card, you can enjoy more advantages and various bonuses.


Check out the main advantages of this credit card and see what you’ll have when you get approved for it:

Points Program

The Scotiabank Gold American Express Credit Card enhances your financial experience by offering the exclusive Membership Rewards points program.

With this initiative, every dollar you spend on your purchases is converted into 1 Membership Rewards point, providing an advantageous way to accumulate benefits.

Moreover, this card provides the opportunity to earn bonus points in specific categories such as restaurants, bars, clothing, shoes, sports clubs, and spas.

This means that your everyday activities can turn into extra advantages and rewards, making your spending even more rewarding.

Membership Rewards points offer a wide range of redemption options, allowing you to customize your experience according to your preferences.

You can use your points to get airfare, book hotel stays, purchase a variety of products, or enjoy various services.

Thus, the Scotiabank Gold American Express Credit Card not only simplifies your financial transactions but also enriches your rewards possibilities, providing a unique and personalized journey with each purchase.

Insurance Coverage

The Scotiabank Gold American Express Credit Card stands out by providing a wide range of insurance and protections, ensuring peace of mind and security in your transactions. Among the benefits offered are:

  • Travel Insurance: Enjoy comprehensive coverage that includes medical expenses, trip cancellation, delays, and lost luggage. This insurance aims to ensure that you are protected in various situations during your travels, providing a safer and more peaceful experience.
  • Purchase Protection Insurance: By using the Gold American Express card for purchases, you receive the additional benefit of insurance that covers damage to the purchased products. This protection adds an extra layer of security, ensuring that your purchases are safeguarded against unforeseen events.
  • Rental Car Insurance: For your travel or rental car needs, the card offers comprehensive insurance that covers collisions, theft, and third-party damages. Thus, you can explore new destinations with the confidence that you are protected in various situations.

These features not only simplify your daily transactions but also ensure that you are covered in different aspects, whether it’s your everyday purchases, travel, or car rentals.

With the Scotiabank Gold American Express Credit Card, you not only enjoy financial advantages but also benefit from additional security in your everyday activities.

Credit Card Protection

The Scotiabank Gold American Express Credit Card offers its cardholders extensive protection to ensure security and peace of mind in their transactions.

One of these measures is Fraud Protection, which guarantees a full refund for fraudulent purchases if the cardholder becomes a victim of credit card fraud.

This safeguard aims to ensure that the customer is not harmed by fraudulent activities, providing financial security and protection against unauthorized transactions.

Furthermore, the card also offers Theft and Loss Protection. In situations where the credit card is stolen or lost, the cardholder can request a new card.

Scotiabank commits to reimburse purchases made with the lost or stolen card, ensuring that the customer is not responsible for unauthorized transactions.

These security measures not only strengthen the cardholders’ confidence in the Gold American Express Credit Card but also provide a safer and more reliable financial experience, protecting against unwanted events and ensuring transaction integrity.

Scene + Program

The Scotiabank Gold American Express Credit Card provides its cardholders with exclusive access to the Scene+ program.

By using this program, you accumulate Scene + points for every dollar spent with the card, offering an advantageous way to obtain additional benefits.

The acquired Scene+ points can be used to redeem various rewards, expanding your options for enjoying rewarding experiences.

Redemption options include tickets to events, various products, and services, providing a wide variety of personalized choices.

With the Scene+ program associated with the Scotiabank Gold American Express Credit Card, your experience goes beyond financial transactions, allowing you to turn your daily expenses into opportunities to enjoy special moments and acquire products and services of interest.

This additional advantage makes using the card not only convenient but also a way to enrich your everyday experiences with meaningful rewards.

No Foreign Transaction Fees

The Scotiabank Gold American Express Credit Card offers a significant advantage by waiving foreign transaction fees for cardholders. 

This fundamental feature eliminates additional charges when making purchases in foreign currencies.

The process is simple: when making a purchase in a foreign currency, Scotiabank automatically converts the transaction amount into Canadian dollars.

The differentiating factor is that the bank does not impose any additional fees for this conversion service.

Therefore, Gold American Express Credit Card holders can enjoy international transactions without worrying about extra costs, ensuring a more convenient and transparent financial experience.

How to Apply for the Scotiabank Gold American Express?

One of the conveniences of the Scotiabank Gold American Express is that you can complete the entire application online and receive your card at home.

It’s important to note that the card is for existing bank customers with a good relationship with the bank. So, before applying, open an account.

Here’s how to get your Scotiabank Gold American Express card:

  • Access the Scotiabank Gold American Express website.
  • Click on the “Apply Now” button.
  • Sign in with your bank account.
  • Fill out the application form, where you should enter your personal information, documents, contacts, and income and employment information.
  • Double-check that the information is correct.
  • Submit the form to the bank.

Liked getting to know the Scotiabank Gold American Express? Now, you just need to wait for the credit check, and your card will be delivered directly to your home.

For more credit card information tailored to your profile, check out our page.

Useful information

This content was produced in January 2024. In case of updates or changes to services and conditions, please contact the responsible bank.

Contact methods:

  • 1-800-472-6842
  • (416) 701-7200 (Greater Toronto/outside Canada and USA, call collect through your local operator)
  • 1-866-267-4726 (Relay services for Deaf, deafened, and hard of hearing customers)